Mortgage Acceptance specializes in financing and refinancing family residences within Birmingham,Alabama.

Mortgage Acceptance specializes in home loans We offer the full spectrum of mortgage loans, including FHA, VA, Conventional and SubPrime home loans. FHA loans offer a low down payment. VA loans offer 100% financing for the veteran. Conventional loans offer the lowest rates and more loans programs. SubPrime loans offer home ownership for applicants with prior credit problems and hard to qualify applicants.

Mortgage Acceptance offers more loan programs Because MA represents many wholesale lenders, each with dozens of loan programs, more types of loans are available through Mortgage Acceptance than from a direct lender. Direct lenders usually offer only a few of the more traditional loan programs.

Mortgage Acceptance helps you look your best After we take your application, our loan officers and loan processors do everything possible to ensure that your loan presentation is the best it can be.

This extra effort makes an enormous difference when your application is reviewed by our lenders. When you apply to a direct lender, such as a bank or savings association, you won't have a third-party professional making the presentation for you.

The professional presentation that we prepare for you gives you a better chance of qualifying for the best loan programs and lowest rates.

You'll notice the difference We realize that our business is a business of referrals, and that by providing you with superior service is how we stay in business.

Actually, our secret to success is simple and a bit old-fashioned: We provide superior personal service at a competitive price.